Malaysians are an inspiring bunch. When it comes to achieving our goals and dreams, you can always count on the ingenuity, resilience and creativity of many Malaysians to surprise you.
Meet these amazing Malaysians who achieved their dreams by saving smart!
“Motivation is what gets you started, habit is what keeps you going.”

Joe Najib (left)
Meet Joe Najib.
His annual ritual is to save every RM5 and RM1 that he has to fund his year-end holiday.
In 2017, he managed to save RM3,900.
He shared his savings journey with over 24k people on his Facebook page, in hopes to inspire more Malaysians to save and be mindful of their expenses. Joe Najib is an example of what “sikit-sikit lama-lama jadi bukit” means.
“The goal isn’t more money, the goal is living on your own terms.”
Meet Muhammad Afiq Ismail & his proud parents.
Afiq worked as a cleaner for 20 hours a week. His goal was to save up his money so he could give his parents the experience of flying to UK for his graduation. He completed his studies at the University of Essex where he graduated with a First Class Honours degree.
Throughout his three-year course, he had to get up before sunrise to work part-time as a cleaner at the university’s restaurant and shops.
“I worked 15 to 20 hours a week, which on average earned me about £100 (RM514),” he said.
“A Ringgit saved is a Ringgit earned.”
This is Irfan, he’s a 13-year old boy who saved RM1 every day to buy himself a PlayStation.
To earn his cash, this little entrepreneur had to get creative. He loaned his comic books to his friends and saved all the RM1 notes he received throughout the year. Through his parents did help a little, it didn’t diminish his effort.
A man’s true wealth is the good he does in this world.
Meet Kuan Chee Heng a.k.a Mr Kentang.
A few years ago, he used his own savings to hand out potatoes to the poor.
Inspired by his act of kindness, over 470,000 people have come together to crowfound his charity, Community Policing Malaysia (CPM). CPM sustains through donations and now offers services that include ambulances, taxi rides, food and home supplies at a mere cost of 10 cents.
His goal is to continue helping those in need. He offers his services through his Facebook page here.